An Introduction to Banking: Liquidity Risk and Asset-Liability Management Moorad Choudhry
Publisher: Wiley, John & Sons, Incorporated

The management objective of the firm's Investment Portfolio is to provide maximum return within the bounds of safety of principal and interest, liquidity, and asset liability management demand. Introduction: The CAMELS Rating is a US supervisory rating of the bank's overall condition used to classify the nation's fewer than 8,000 banks. Category: Risk Management in Banking. The purpose of this paper is to analyze all the factors that have generated and influenced the Northern Rock (NR) crisis during the summer of 2007 . Their objectives are: Managing mandatory liquidity. Maximizing return from fund management. Capital Adequacy: Capital adequacy is a bank regulation, which sets a framework on how banks and depository institutions must handle their capital. This rating is based on financial statements of the bank and on-site examination by regulators like (A) Asset quality. The purpose of this policy is to provide the basis for the bank to responsibly manage the investments in accordance with the philosophy and objectives stated below. Generating profit from Intermediary functions. The Northern Rock crisis; A chain of events that have determinated a Bank-run. "The Bank of Cyprus is committed to its strategic priorities of maintaining organic profitability and healthy liquidity, of strengthening its capital and of effectively managing its risks". (S) Sensitivity to market risk. On the other hand the back office keeps records of the fund position of the bank. The bank's loans to customers rose by 9.6%, banking income was up by 6.5%, and the net interest margin expanded by 11%, thanks to growth in loan volumes and the application of asset and liability management suited to prevailing money market conditions. 3.4.1 Retail Banking; 3.4.2 Small and Medium Enterprise; 3.4.3 Corporate; 3.4.4 Secure Remittance Services; 3.4.5 Treasury; 3.4.6 Risk Management; 3.4.7 Credit; 3.4.8 Human Resource; 3.4.9 Impaired Asset ..